You can find this type of insurance at various places, such as the same company that carries your car insurance for instance. Ask if they offer a discount for more than  1 policy. I have that, too. Helps me save some money. Today an article in the AAA newsletter tells me I can also get it through them.

Liability coverage is a standard of renters insurance. This also helps you pay for any medical bills, damages or legal fees awarded as part of a settlement. Look for the premium and the deductibles. A low premium is associated with a higher deductible while a high premium offer the reverse. Also check to see if the policy will offer an “actual cash value” or “replacement cost coverage” for your belongings if you ever need to file a claim. Actual cash value will pay only what the property is worth at the time it was damaged or stolen. Replacement cost will cost you more in the premium, but will also pay out more if you need to file a claim.

Make sure to insure all your possessions including furniture, appliances you had to purchase, and other movable items. Inventory your things, take photos or videos, and make sure to keep this information in a fireproof locked box. I would suggest you also have a second copy of this information and give it to someone to hold for you should a thief enter your apartment and steal the lock box. You just never know if that will happen. The peace of mind you will have after getting insurance is well worth the price. Check around with the companies you deal with to get the best deal and make sure what you want to have covered will be covered.